Retire with Confidence
Plan now for the income and protection needed for your joy in retirement
Our Annuity Offerings
We are committed to providing comprehensive, customizable and consistent retirement solutions.
Discover the Indices That Power Our Fixed Indexed Annuities
Learn more about fixed indexed annuities
Fixed indexed annuities protect retirement savings from market downturns,
offer some upside potential, and a variety of guaranteed income options.
Nassau Income Accelerator
Nassau Income Accelerator offers flexible guaranteed lifetime income options that can help you optimize your total retirement income before starting payments from other sources like Social Security, government or pension payouts. Nassau Income Accelerator is a single-premium fixed indexed annuity. It offers a choice of three guaranteed minimum withdrawal benefit riders: Flex-Forward Income BenefitSM, Income Horizon: Early and Income Horizon: Later. Flex-Forward Income Benefit can be tailored to your specific income needs by offering higher income payments early in exchange for lower income payments later. Income Horizon: Early and Income Horizon: Later both provide levelized guaranteed lifetime income to fit your unique income timeline.
Learn MoreNassau Bonus AnnuitySM
Nassau Bonus AnnuitySM is a single premium accumulation-focused fixed indexed annuity with an upfront premium bonus, robust growth potential, and options for generating future income. Contract holders can jumpstart savings to either catch up or get a head start on their nest eggs, all while protecting potential growth from market losses. With the optional Amplified Income Plus and Amplified Income Plus with Rising Income Opportunity riders, clients can build on the contract growth to help boost potential income payments in retirement.
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Nassau Growth Annuity®
With Nassau Growth Annuity, a single premium accumulation-focused fixed indexed annuity with guaranteed lifetime withdrawal benefit options, individuals can build retirement savings and protect that growth from market losses. Additionally, with the optional Amplified Income, Amplified Income with Rising Income Opportunity, Amplified Income Plus, and Amplified Income Plus with Rising Income Opportunity riders, clients can build on the contract growth to help boost potential income payments in retirement.
Learn MoreNassau Personal Income Annuity®
Retirement is a new adventure, but also a new challenge. You’ll need to know how much money you’ll need to live the life you want, and how to manage risks like market volatility, inflation and outliving your savings. With Personal Income Annuity, a single-premium deferred annuity, you can receive a guaranteed income for life, starting now or at a later date. You can also choose other flexible options to meet your specific needs and help you grow your contract value.
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Nassau Personal Protection Choice®
What will your retirement look like? You can picture yourself living your dreams, but also worry about some of life’s uncertainties. Your retirement plan should give you the flexibility to address your top concerns and choose the benefits most important to you. With Personal Protection Choice, a single-premium deferred annuity, you can choose benefits such as a guaranteed income stream, protection from unplanned health care costs, and features to meet other important financial goals like providing for your family.
Learn MoreNassau MYAnnuity® 5X, 7X
Retirement means simplifying your life while maximizing your dreams. What's one way you may be able to accelerate your goals in today's low interest environment? Simple. A multi-year guaranteed annuity may provide you with protection, while securing your premium payment with higher return potential than many other fixed interest rate products in the marketplace. Nassau MYAnnnuity can be a simple solution to help you realize your retirement dreams. It is a single-premium, multi-year annuity that offers a choice of 5 or 7 year guarantee periods. Ready to add to your income with a locked-in-rate?
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Nassau Simple Annuity
Looking for predictable interest income in retirement? Simple. Apply for our multi-year guaranteed annuity directly on our website. A multi-year guaranteed annuity may provide you with protection from market volatility while providing a stable source of interest income. Nassau Simple Annuity may be part of a simple strategy to help you protect your retirement dreams. It is a single-premium, multi-year annuity that offers a choice of 4 or 6 year guarantee periods with a 5% annual free withdrawal benefit. Ready to add to your income with a locked-in-rate?
Learn MoreSource: TrustPilot
Important Disclosures
Nassau Life and Annuity Company, Nassau Income Accelerator and the Flex-Forward Income Benefit rider are NOT connected with, recommended, or endorsed by any governmental program, agency, or entity, including the Social Security Administration.
This material is intended for general use with the public and is not meant to provide investment, tax or financial planning advice. Nassau does not provide individual tax, financial or investment advice or act as a fiduciary in the sale or service of insurance contracts. Please consult your personal tax or financial advisor for assistance. Nassau has a financial interest in the sale of its products. Please consult the applicable product and rider disclosures for a full description of features, benefits, and restrictions.
Product features, riders and availability may vary by state. Guarantees are based on the claims-paying ability of the issuing company. Riders must be elected at issue and involve an additional fee that is deducted annually from your contract value. While the value of indexed accounts are affected by the value of an outside index, the contract does not directly participate in any stock, bond or equity investment.
Annuities are long-term insurance products particularly suitable for retirement assets. Annuities are not meant to be used to meet short-term financial goals. Annuities held within qualified plans do not provide any additional tax benefit. Early withdrawals may be subject to surrender charges, recovery of non-vested premium bonus, market value adjustment and applicable pro-rated rider and strategy fees. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply.
These annuities offer a Fixed Account and a variety of Indexed Accounts. The Fixed Account may earn a specified rate of interest of 0% or greater. The Indexed Accounts may or may not earn Index Credits. Index Credits are credited if the type of Index that the Indexed Account tracks performs in a manner described in the Indexed Account riders attached to your contract. Although Index Credits are awarded based on index performance, these annuities are not securities. You are not buying shares of any stock or investing in an index. You are purchasing an annuity, which is a type of insurance contract issued by an insurance company. You can use an annuity to save money for retirement and to receive retirement income for life. It is not meant to be used to meet short-term financial goals.
Non-Security Status Disclosure - These contracts have not been approved or disapproved by the Securities and Exchange Commission. The contracts are not registered under the Securities Act of 1933 and are offered and sold in reliance on an exemption therein.
Nassau Income Accelerator (19FIA, ICC19EIAN, 19ISN, 19GLWB2, 22GLWB, 22GLWB1.1, 23GLWB2.1, ICC22GLWB1.1, ICC23GLWB2.1, et al.), Nassau Bonus Annuity (19FIA3, ICC19FIA3, 19GLWB3, ICC19GLWB3.1), Nassau Growth Annuity (19FIA3, ICC19FIA3N, 19GLWB3, ICC19GLWB3.1, 19ECH, ICC19ECH), Nassau Personal Income Annuity (19FIA, ICC19EIAN, 19ISN, 19GLWB2, ICC19GLWB2.1, ICC19GLWB2.2), and Nassau Personal Protection Choice (19FIA, ICC19EIAN, 19RN, 19GLWB2, 19GMDB-S.1, 19EWB, ICC19GLWB2.1, ICC20EWB.1, et al.), Nassau MYAnnuity 5X/7X (18IFDAP and ICC18IFDAP/ICC18IFDANP) and Nassau Simple Annuity (18FADTCP and ICC18FADTCP) single premium deferred fixed annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as "Nassau Life and Annuity Insurance Company." Nassau Life and Annuity Company is not authorized to do business in ME and NY, but that is subject to change. In New York, Nassau MYAnnuity 5X (17IMGA) single premium deferred fixed annuities are issued by Nassau Life Insurance Company (East Greenbush, NY). Nassau Life and Annuity Company and Nassau Life Insurance Company are subsidiaries of Nassau Financial Group. The insurers are separate entities and each is responsible for its own financial condition and contractual obligations.
Insurance Products: Not FDIC or NCUAA Insured, No Bank or Credit Union Guarantee.
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