Predictable, reliable, guaranteed income payments for life
A long life is something to celebrate – not worry about! As hard as it is to grow your assets, it’s even harder to turn your assets into a predictable stream of income. Annuities with retirement income protection can help with this because you share your mortality risk with an insurance carrier.
The ability to have stable income in retirement
Are you concerned about how much income you will need in your first 5 or 10 years of retirement? Annuities can help you obtain guaranteed lifetime income that can help provide funding now so you can start enjoying more today. You may also be able to plan now for how you will pay for health or other factors that could block those plans later on.
Help maximize your social security income
In some situations, annuities can help you secure the income you need early in retirement allowing you to start taking social security income payments when your benefits reach their maximum level. This may allow you to ease into retirement slowly while getting the most from your social security benefits.
Protection against market downturns
It can be unpleasant to watch stock-index graphs zig-zag downward. An annuity can help you maintain a stable income stream in bear markets. When the markets gain ground, your contract value could share some of that growth.
The option to focus on home and family today
So many of us have been affected by social distancing. Some have benefited from more family time - all at once, while others have been forced to stay distant from loved ones. An annuity can help to financially "bridge a financial gap" so you can focus on family and home...today or tomorrow.